Move in without the up-front deposit!
Welcome to Skip the Deposit — the smart way to rent in the UK.
The Problem with Deposits
Renting in the UK? You know the drill. That upfront deposit — often up to 5 weeks' rent — can be a major hurdle.
For Tenants
Instead of paying that big lump sum upfront, Skip the Deposit gives you an insurance-backed guarantee. Move in faster, keep your savings intact, and say goodbye to deposit stress.
The typical deposit can be thousands of pounds. We make renting more accessible.
For Landlords & Agents
You still have full protection — backed by a genuine insurance partner — covering claims up to the standard deposit value. No compromise on security.
Your properties remain fully protected, and you attract more tenants.
How It Works
Four simple steps to move in without the upfront deposit
Apply
Apply to Skip the Deposit when renting. Quick and easy online application.
Approve
Landlord/agent accepts the insurance-backed guarantee.
Move In
You're ready to go. Move into your new home without the big upfront payment.
End of Tenancy
Normal checks apply. Same process as traditional deposits.
Apply
Apply to Skip the Deposit when renting. Quick and easy online application.
Approve
Landlord/agent accepts the insurance-backed guarantee.
Move In
You're ready to go. Move into your new home without the big upfront payment.
End of Tenancy
Normal checks apply. Same process as traditional deposits.
Why Choose Skip the Deposit?
No major cash outlay
Keep your savings intact and spend them on what matters most — furniture, bills, or just peace of mind.
Move in faster
Get into your new home quickly without waiting to save up thousands of pounds.
Less financial pressure
Reduce upfront costs stress and manage your finances more comfortably.
Transparent terms
Clear and straightforward process. No hidden fees or confusing small print.