Privacy Policy
How we handle your personal information
Who We Are
Skip the Deposit Limited is a deposit replacement insurance provider authorized and regulated by the Financial Conduct Authority (FCA). We are committed to protecting your privacy and handling your personal data in accordance with UK GDPR and the Data Protection Act 2018.
Company: Skip the Deposit Limited
FCA Number: [FCA Number]
ICO Registration: [ICO Number]
What Information We Collect
We collect and process personal data necessary to provide you with deposit replacement insurance:
- Personal details (name, date of birth, contact information)
- Financial information (income, employment, bank details)
- Property and tenancy information
- Credit reference and identity verification data
- Website usage and technical data
How We Use Your Information
Insurance Services
To provide quotes, underwrite policies, and handle claims
Verification & Fraud Prevention
To verify your identity and prevent fraudulent activity
Legal Compliance
To meet our legal and regulatory obligations
Who We Share Your Data With
We may share your information with:
- Insurance underwriters and reinsurers
- Credit reference agencies (Experian, Equifax, TransUnion)
- Fraud prevention agencies
- Payment processors
- Landlords and letting agents (as required)
- Legal and regulatory authorities
- Professional advisers (lawyers, accountants)
Your Rights
Under UK GDPR, you have the right to:
- Access your personal data
- Correct inaccurate data
- Request deletion (subject to legal obligations)
- Restrict processing
- Data portability
- Object to processing
- Withdraw consent
See our GDPR page for more details.
Data Security
We implement industry-standard security measures including encryption, secure servers, access controls, and regular security audits to protect your data from unauthorized access or disclosure.
How Long We Keep Your Data
We retain your data for 7 years after your policy ends, in line with insurance industry requirements and FCA regulations. Some data may be kept longer if required by law.