The UK's smarter way to rent

Move in without the up-front deposit

Skip the large cash deposit and move into your new home faster. Pay a small, affordable fee and stay protected throughout your tenancy without the financial stress.

Instead of up to

5 weeks

cash deposit upfront

Claim resolution

24h–7d

after evidence submitted

Deposit risk carried by

100%

our insurer, not you

Why tenants choose it

A smarter alternative that actually works for you.

Skip the Deposit is a genuine insurance-backed replacement. Your savings stay yours from day one.

No large cash deposit

Pay a small fee instead of tying up five weeks’ rent and keep your savings working for you.

No post-tenancy debt recovery

Our insurer carries 100% of the deposit risk. You will not be pursued for costs after a claim.

Fast, fair claims resolution

AI-assisted triage and a dedicated UK claims team typically resolve issues within 24 hours to 7 days.

Real insurance cover

This is not a guarantee scheme. It is genuine insurance, protecting both you and your landlord clearly and simply.

What makes us different

Tenants are not pursued for damage costs.

With Skip the Deposit, valid claims are paid by the insurer. You do not face post-tenancy repayment chasing after an agreed claim.

Read the tenant FAQs →

Register as a tenant

Looking for a no-deposit rental?

Tell us a little about your move and we’ll help route you to the right next step.

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